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Terms of Service

Last updated: December 2024

Welcome to PaperCA. These Terms of Service ("Terms") govern your access to and use of PaperCA's AI-powered learning platform for CA (Chartered Accountancy) exam preparation. By accessing or using our service, you agree to be bound by these Terms.

1. Acceptance of Terms

By registering for or using PaperCA, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our service.

2. Description of Service

PaperCA is an AI-powered educational platform designed to assist CA students in their exam preparation. Our service provides:

  • AI-powered tutoring and question answering at the unit level
  • Personalized learning paths and recommendations
  • Progress tracking and analytics
  • 24/7 access to AI assistance

We reserve the right to modify, suspend, or discontinue any aspect of the service at any time.

3. Beta Program

PaperCA is currently in beta. During this period:

  • The service is provided free of charge
  • Features may change, be added, or removed without notice
  • We may experience downtime or technical issues
  • Your feedback helps us improve the platform

4. User Accounts

To use PaperCA, you must create an account using a valid email address or Google account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your account information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access
  • Be responsible for all activities under your account

5. Acceptable Use

You agree not to:

  • Use the service for any illegal purpose or in violation of any laws
  • Attempt to gain unauthorized access to the service or its systems
  • Interfere with or disrupt the service or servers
  • Use automated systems to access the service without permission
  • Share your account credentials with others
  • Use the service to generate content that is harmful, offensive, or violates others' rights
  • Reverse engineer, decompile, or disassemble any part of the service

6. Intellectual Property

The PaperCA platform, including its design, features, AI models, and content, is protected by intellectual property laws. You retain ownership of any content you submit, but grant us a license to use, store, and process that content to provide and improve our services.

You may not copy, modify, distribute, sell, or lease any part of our service without our written permission.

7. AI-Generated Content

PaperCA uses artificial intelligence to generate responses and educational content. While we strive for accuracy:

  • AI-generated content may contain errors or inaccuracies
  • You should verify important information through official sources
  • We are not liable for decisions made based on AI-generated content
  • The AI is a learning tool, not a replacement for official study materials

8. Limitation of Liability

To the maximum extent permitted by law:

  • PaperCA is provided "as is" without warranties of any kind
  • We do not guarantee uninterrupted or error-free service
  • We are not liable for any indirect, incidental, or consequential damages
  • Our total liability is limited to the amount you paid (currently $0 during beta)
  • We are not responsible for exam outcomes or academic performance

9. Privacy

Your use of PaperCA is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

10. Termination

We may suspend or terminate your account at any time if you violate these Terms. You may also delete your account at any time through your account settings.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the service. Your continued use after changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms are governed by the laws of India. Any disputes will be resolved in the courts of India.

13. Contact Us

If you have questions about these Terms, please contact us through the contact information provided on our website.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and PaperCA regarding the use of our service.